Should You Buy Veterinary Pet Insurance?
Pet insurance is a financial tool that helps protect you against unexpected vet bills. It can also provide peace of mind. But it’s important to read the fine print of a policy carefully before you buy. You want to make sure the coverage includes the services your pet needs. Before buying pet insurance, check the average cost of veterinary care in your area. This can give you a good idea of how much you can expect to pay out of your own pocket. If you find it’s too expensive, you can consider an a la carte plan. Getting a sample policy will help you compare the coverage options and costs. Most pet insurance policies include a deductible. The deductible is the amount of money that you will have to spend before the insurance company begins to cover your veterinary expenses. Your deductible can be as low as $200. If your pet gets sick, the deductible will increase. However, if your pet is healthy, a lower deductible can reduce the premium you’ll have to pay. There