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Should You Buy Veterinary Pet Insurance?

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  Pet insurance is a financial tool that helps protect you against unexpected vet bills. It can also provide peace of mind. But it’s important to read the fine print of a policy carefully before you buy. You want to make sure the coverage includes the services your pet needs. Before buying pet insurance, check the average cost of veterinary care in your area. This can give you a good idea of how much you can expect to pay out of your own pocket. If you find it’s too expensive, you can consider an a la carte plan. Getting a sample policy will help you compare the coverage options and costs. Most pet insurance policies include a deductible. The deductible is the amount of money that you will have to spend before the insurance company begins to cover your veterinary expenses. Your deductible can be as low as $200. If your pet gets sick, the deductible will increase. However, if your pet is healthy, a lower deductible can reduce the premium you’ll have to pay. T...

Reasons and Benefits of Spaying or Neutering Your Pet

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There are several reasons to neuter your pet, including the prevention of cancer, testicular cancer, and unwanted litters. In addition to reducing your pet's chances of contracting diseases, spaying eliminates the risk of mammary gland tumors, ovarian and uterine cancer. These health benefits are only a few of the reasons why you should consider neutering your pet. Spaying prevents cancer A recent study sheds new light on the age-old question of whether or not spaying or neutering animals prevents cancer. It showed that animals that are neutered or spayed were more likely to live long enough to develop cancer. On the other hand, intact animals were younger, which could mean that they do not age into a period when their chances of developing cancer are higher. Until now, the answer has been a resounding "no." Neutering prevents testicular cancer Although there is no guarantee that spaying or neutering your pet will prevent testicular cancer, spaying is the best w...